field repo

Compliance checks

Approve is locked until every required check passes. Each check is anchored to a rule.

• SCRA — borrower not active-duty

  50 USC §3953
  ok
• Reg F contact freshness — last contact ≤ 7d

  Reg F §1006.6
  ok
• CA NOI issued 15+ days prior

  CA Civ §2983.3
  ok
• 15-day reinstatement window honoured

  CA Civ §2983.3(b)
  ok
• Personal-property handling plan attached

  CFPB 2022 Bulletin
  ok
• Vendor licensed and certified

  Internal
  ok

Notice templates

• Pre-repossession notice

  Issued 2026-04-15
  ready
• Reinstatement window

  Ends 2026-04-30
  ready
• Redemption window

  Ends 2026-05-15
  ready
• Post-repo notice of sale

  Will generate from template on execution
  pending
• Personal-property inventory plan

  Linked to recovery case on execute
  ready